Teachers’ Retirement Insurance Program (TRIP) Benefit Plans

The health and pharmacy benefits offered to TRIP participants are administered by various plan administrators. Benefit Recipients interested in changing their coverage elections may do so upon experiencing an eligible qualifying change in status and should contact the Group Insurance Representative (GIR) at TRS for more information.

Benefit Program Books

• NEW FY2009 Benefit Choice Options Booklet [PDF, 454KB] – Benefits for July 1, 2008 through June 30, 2009
• FY2008 Benefit Choice Options Booklet [PDF, 517KB] – Benefits for July 1, 2007 through June 30, 2008
• Teachers' Retirement Insurance Program Benefits Handbook [PDF, 1.64MB] - Contains information pertaining to eligibility, enrollment and benefits.
• Benefits Handbook Amendment [PDF, 63KB] (5/1/2007) - Benefit Recipients can view updates to the Benefits Handbook

Health

The Teachers' Retirement Insurance Program (TRIP) offers 7 managed care health plans located throughout State. Benefit Recipients may view a map of the managed care plans' coverage areas.

• FY09 Managed Care Plan Map [PDF, 51KB]
• FY08 Managed Care Plan Map [PDF, 52KB]

In addition to managed care plans, TRIP offers the Teachers' Choice Health Plan (TCHP) administered by CIGNA. The TCHP offers an enhanced benefit when services are provided by a TCHP network provider.

Pharmacy

Prescription drug benefits are available to all Benefit Recipients and their dependents enrolled in health coverage.

• FY09 Prescription Drug Benefits [PDF, 45KB]
• FY08 Prescription Drug Benefits [PDF, 41KB]

Medco, the prescription drug plan administrator for Health Alliance Illinois, HealthLink OAP and the Teachers’ Choice Health Plan (TCHP), maintains a list of in-network pharmacies [PDF, 107KB] that contract with Medco to accept the co-payment amount for prescriptions. A Medco claim form [PDF, 27KB] is available for members who request reimbursement due to using an out-of-network pharmacy.

Medco also offers a Mail Order benefit. To access a Mail Order Form for any of the plans administered by Medco, click on the link that corresponds to the health plan in which you are enrolled - Health Alliance Illinois [PDF, 61KB], HealthLink OAP [PDF, 61KB] and the Teachers’ Choice Health Plan (TCHP) [PDF, 61KB].

Contact Information

Please visit the Teachers’ Retirement System website for more information regarding the Teachers’ Retirement Insurance Program.

FAQs

A list of Frequently Asked Questions regarding TRIP can be accessed by clicking on the FAQ link.

Health Insurance Portability and Accountability Act (HIPAA)

Please click here to view the Health Insurance Portability and Accountability Act (HIPAA) Notice of Privacy Practices.