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  FY2010 Benefit Choice Period Premium Calculation Worksheet  

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(July 1, 2009 – June 30, 2010)

Premium Calculation Worksheet for Full-Time Employees

By completing this worksheet, you are not submitting your elections for FY10 Benefit Choice Period. The calculations below are an estimate based on the information entered.

Employee Monthly Health Contribution

Step #1
Enter your annual salary:

Enter your age:

Choose Managed or Quality Care:
Managed Care
Quality Care

Employee Annual SalaryEmployee Monthly Health Contributions
Managed CareQuality Care
$29,500 & below $47.00 $72.00
$29,501 - $44,600 $52.00 $77.00
$44,601 - $59,300 $54.50 $79.50
$59,301 - $74,200 $57.00 $82.00
$74,201 & above $59.50 $84.50

Note: Certain annuitants/survivors may be required to pay a percentage of the cost for basic health coverage. Contact your retirement system for applicable premiums.


Dependent Monthly Health Premium

Monthly dependent premiums are in addition to employee health contributions. Dependents must be enrolled in the same plan as the Member.

Step #2
Indicate number of Dependents* enrolled:
No Dependents
One Dependent
Two or More Dependents

 

* The listed dependent rates do not apply to dependents with Medicare. Please contact the Group Insurance Division, Medicare Coordination of Benefits (COB) Unit at (217) 782-7007 for the appropriate Medicare dependent rates.

Step #3
Click on the Cost button for your selected Dependent Health Plan:
 
Health Plan Name and Code   Cost   
UniCare HMO
(Code: CC)
$
HMO Illinois
(Code: BY)
$
PersonalCare
(Code: AS)
$
Human Benefit Plan of Illinois
(Code: CA)
$
Health Alliance HMO
(Code: AH)
$
Health Alliance Illinois
(Code: BS)
$
HealthLink OAP
(Code: CF)
$
Human Benefit Plan of Winnebago
(Code: CE)
$
Quality Care Health Plan
(Code: D3)
$
NoteNote: If you or your dependent(s) become eligible for Medicare, contact the Group Insurance Division, Medicare Coordination of Benefits (COB) Unit at (217) 782-7007.

Monthly Dental Premium

(applicable only if Quality Care Dental Plan (QCDP))

Step #4
Select Dental:

No Dental
Quality Care Dental. Cost is $/month.


Monthly Optional Term Life Insurance Rates

Step #5
Optional Term Life Insurance for
Spouse ($6.94)
Child ($0.52)
Step #6
Select your desired Optional Life Level:
x1$
x2$
x3$
x4$
x5$
x6$
x7$
x8$
 No Optional Life Insurance

Step #7
Accidental Death & Dismemberment (AD&D) Option:
No AD&D
Basic AD&D 
Combined AD&D 

Important!Important Information: If you are adding or increasing your Optional Life and/or adding Spouse Life or Child Life, you must complete a Statement of Health application [PDF, 143k] and mail it to Minnesota Life.

Step #8

Worksheet Totals

Employee Monthly Health Contribution:$
Dependent Monthly Health Premium$
Monthly Dental Premium:$
Monthly Optional Term Life Insurance Rates:$
$


Step #9

Important! Completing this calculation worksheet does not change your carriers and/or benefit elections. You must request changes through your Group Insurance Representative [PDF, 245k] in order to make health, dental and/or life benefit changes.

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